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We have been serving the needs of individuals, families, business concerns and not-for-profit oraganizations in Fairfield County, CT, Westchester County, NY and adjacent areas as well as in several states since 1985.

We are excited to announce that we have joined the Cross Insurance family of agencies.  One of New England's premier family owned and managed Independent Insurance Agency's. This has provided us with a bigger platform with which to service your insurance needs, but yet maintain the personal level of service you have come to expect and appreciate.   

We do not work for an insurance company; we work for you. We represent a carefully selected group of financially sound, reputable insurance companies; therefore, we are able to offer you the best coverage at the most competitive price.                      




What's new This Month's Feature How Much Life Insurance Do I Need?

For Fire, Storm, Chimney or Boiler Puff Back and Water damage clean up services please consider contacting one of the following restoration companies in Connecticut:

Servpro 203-324-1642 1-800-SERVPRO

Crystal Restoration 800-442-7978

United Cleaning & Restoration 800-835-0740

In New York 

Paul Davis Restoration 914 764-0307 

Crystal Restoration Enterprises 800-422-1960


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Settling Insurance Claims After a Disaster

What you need to know about


  • how to file a claim


  • how the claim process works


  • what's covered and what's not


 Homeowners should take the following precautions according to the Insurance Information Institute (I.I.I.):

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Click on the "more" link below to use the latest interactive tool in answering this question!

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States licensed in: Arizona, California, Connecticut, Florida, Georgia, Illinois, Massachusetts, Maryland, New Jersey, Nevada, New York, Pennsylvania, Rhode Island, Texas and Utah.


1. Collection of your information
We collect nonpublic personal financial information about you from the following sources:

Information from applications.

This is information you give us on applications and other forms, by phone or online (if applicable). This information includes your name, address, telephone number, driver's license number, Social Security number, date of birth, length of employment, gender, marital status, prior insurance information, status of home ownership, length of residency, vehicle description, miles driven and driving history that we receive from you on applications or other forms.

If we are writing or quoting your health, life, or disability insurance, this would also include health records and test results from physicians or testing agencies.

Information about transactions.

This is information about your trusted transactions with us and our affiliates. It includes your insurance coverage premiums and selection, your payment and claims history and information necessary for billing and payment. Other information used to investigate and settle insurance claims, such as witness statements and police reports, may be included as well.

Information we receive from a consumer reporting agency.

This information is generally used to confirm or supplement application information. We disclose consumer report information only as necessary to quote or service your insurance policy and as permitted by law. By obtaining a quote, you consent to our sharing of this information with companies and their affiliates for underwriting purposes.

2. Disclosure policy

We may disclose all of the information that we collect, as described above only for the purposes of underwriting, quoting and placing your insurance coverages, as well as the ongoing servicing of your insurance policies. Otherwise, we do not share your nonpublic information with anyone.